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You paid with gift cards

These steps help you freeze any money left on the cards and report the scam.

What to expect

Gift card money is hard to get back once it’s spent. If you call the card company within hours, they can sometimes freeze what’s left. Reporting still helps shut these scams down.

Right now

Do these first

  1. Don’t buy “one more card” for any reason.

Within 24 hours

While it’s fresh

In the weeks ahead

Keep an eye on it

Staying safe from here

  • Add layers of protection

    Download the free Scamwise app to automatically block scam messages, flag scam calls, and check anything suspicious instantly.

  • Freeze your credit

    It’s free at all three bureaus and stops anyone opening accounts in your name.

    How to freeze your creditusa.gov
  • Turn on two-step verification

    Start with your email and bank. It’s in each account’s security settings. With it on, a stolen password alone won’t get anyone in.

  • Hang up and call back

    If a call, text, or email pushes you to act fast on money, contact the company using the number on its website or your card.

  • Expect a second attempt

    People who’ve been scammed get targeted again, often by someone offering to help.

Help fight scams. Share the guide.

Scammers count on silence. Sending this guide to friends and family helps them act fast if it ever happens to them.

This page is general information, not legal or financial advice. Policies change and vary by institution, so confirm details with your bank or the official agency. Scamwise never charges victims and cannot recover funds.

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