You paid with gift cards
These steps help you freeze any money left on the cards and report the scam.
What to expect
Gift card money is hard to get back once it’s spent. If you call the card company within hours, they can sometimes freeze what’s left. Reporting still helps shut these scams down.
Right now
Do these first
Don’t buy “one more card” for any reason.
Within 24 hours
While it’s fresh
In the weeks ahead
Keep an eye on it
Did anything else happen?
Staying safe from here
Add layers of protection
Download the free Scamwise app to automatically block scam messages, flag scam calls, and check anything suspicious instantly.
Freeze your credit
It’s free at all three bureaus and stops anyone opening accounts in your name.
How to freeze your creditusa.govTurn on two-step verification
Start with your email and bank. It’s in each account’s security settings. With it on, a stolen password alone won’t get anyone in.
Hang up and call back
If a call, text, or email pushes you to act fast on money, contact the company using the number on its website or your card.
Expect a second attempt
People who’ve been scammed get targeted again, often by someone offering to help.
Help fight scams. Share the guide.
Scammers count on silence. Sending this guide to friends and family helps them act fast if it ever happens to them.
This page is general information, not legal or financial advice. Policies change and vary by institution, so confirm details with your bank or the official agency. Scamwise never charges victims and cannot recover funds.
0 of 8 steps done


Stop scams before they reach you.
The free Scamwise app blocks scam texts and voicemails and flags scam calls.