Effective Date: March 17, 2026

These Terms of Service (“Terms”) set out the rules for using Savi Security’s Scamwise scam-checking service. By using the Scamwise, you agree to these Terms. If you do not agree, do not use the service.

‍1. Who we are

Scamwise is a product built by Savi Security (“Savi”, “we”, “our”, “us”) a Delaware C-Corporation. “Scamwise” refers to our scam-checking services designed to help people spot and avoid fraud. We act as the data controller for all personal data processed in connection with our Website and Services.

2. What is Scamwise

‍“Scamwise” means our AI-powered tool that analyses content (such as messages, emails, phone numbers or websites) to assess potential scam risks. This includes all versions of Scamwise made available by us, whether accessed through the website, emails sent to submit@scamwise.com or via third-party partners on their platforms. Scamwise is intended to support users’ own research and judgement.

‍3. Who can use the Scam Checker

Scamwise is meant for adults 18 and over and for personal, non-commercial use. By using the service, you confirm that the information you submit is your own or that you have the right to share it with us.

‍4. License

We grant you a personal, non-exclusive, non-transferable licence to use the Scamwise in accordance with these Terms. We do not sell the Scamwise to you, and all rights remain with us.

‍5. Availability

We aim to keep the Scamwise services available, but we do not guarantee uninterrupted access. The service may be suspended or interrupted at any time for maintenance, technical issues, or other reasons outside our control.

‍6. Content you submit

You are responsible for any content you submit to Scamwise and you confirm that you have the right to share it with us. By submitting content, you grant Scamwise a worldwide, royalty-free license to use, reproduce, adapt, and process such content solely for the purposes of providing, improving, and training the Scamwise services and related services. We may use the content you submit to Scamwise to improve and train our services, and as described in our Privacy Policy. We are not responsible for the accuracy, legality, or reliability of content you upload.

‍7. Third-party services

Scamwise relies on third-party services (such as messaging platforms, hosting, and AI providers) to operate. A list of these providers is available in our Privacy Policy. We are not responsible for their performance or for any issues that arise from their services.

‍8. Disclaimers

Scamwise is provided on an “as is” and “as available” basis. AI-generated outputs may be incomplete, inaccurate, or misleading. They are provided for general information only and should not be relied upon as professional, financial, or legal advice. You remain responsible for your own decisions, including whether to engage with or avoid a message, website, or request.

‍9. Limitation of liability

To the maximum extent permitted by law, we are not liable for any loss, damage, or costs you suffer as a result of using or relying on Scamwise or related services. This includes (without limitation) financial losses caused by scams, loss of data, or service interruptions. Nothing in these Terms excludes liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded under law.

‍10. Termination and suspension

We may suspend or terminate your access to or the Scamwise service entirely at any time.

11. Force Majeure

We are not responsible for any failure to perform or delay in performing our obligations caused by events outside our reasonable control (for example, strikes, network failures, natural disasters, or changes in law).

12. Disputes and governing law

We will always try to resolve any disputes informally.. If we cannot, these Terms are governed by the jurisdiction of Delaware in the United States where Savi Security is incorporated.

13. Updates to these Terms

We may update these Terms from time to time. When we do, we will post the revised Terms on our website and update the “Effective date” above. Your continued use of Scamwise after any changes means you accept the updated Terms.

14. Contact us

If you have any questions about these Terms or Scamwise, you can contact us at help@savisecurity.com